Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Īn employee strains their back while picking up a toddler. Your daycare accidentally serves a snack that contains an allergen and a child has to receive treatment. Your general daycare liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees. The general liability coverage in your insurance package would help pay for a replacement.Ī child chips a tooth when falling from your playground equipment. You’ll be protected from financial losses related to:Ī child kicks a ball in your outdoor play area and shatters a neighbor’s window. Our commercial and home daycare insurance packages are designed to protect your business from a variety of childcaring risks and help you save money to grow your business.
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